EXHIBIT 23(III)







                              CONSENT OF CUSTODIAN


         The undersigned are named as the Custodian pursuant to that certain
Custody Agreement existing between the undersigned and R J LENDING, INC. (the
"Registrant") and as is described in the Prospectus which is a part of the
Registration Statement on Form SB-2 of the REgistrant filed under the
Securities Act of 1933, as amended. The undersigned consents to the reference
to the undersigned in the Prospectus.



                                             /s/  Jerry S. Levin
                                             ----------------------------------
                                             LEVIN, TANNENBAUM, WOLFF,
                                             BAND, GATES & PUGH, P.A.
                                             Attorneys at Law


Sarasota, Florida
April 11, 2002