Exhibit 15.1


To the Stockholders and Board of Directors of
Crawford & Company:


We are aware of the incorporation by reference in the previously filed
Registration Statement File Nos. 33-47536, 33-36116, 333-02051, 333-24425,
333-24427, 333-43740, 333-87465, and 333-87467 of Crawford & Company's Form
10-Q for the quarter ended June 30, 2002, which includes our report dated
August 12, 2002 related to the unaudited interim financial information
contained therein.


                                    /s/ Ernst & Young LLP


Atlanta, Georgia
August 12, 2002


                                      23