Exhibit 99.2

                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Quarterly Report of O'Charley's Inc. (the "Company") on
Form 10-Q for the period ending October 6, 2002 as filed with the Securities and
Exchange Commission on November 20, 2002 (the "Report"), I, A. Chad Fitzhugh,
Chief Financial Officer of the Company, certify, pursuant to 18 U.S.C. Section
1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002,
that:

         1)       The Report fully complies with the requirements of Section
                  13(a) or 15(d) of the Securities Exchange Act of 1934; and

         2)       The information contained in the Report fairly presents, in
                  all material respects, the financial condition and results of
                  operations of the Company.



/s/ A. Chad Fitzhugh
- -----------------------
A. Chad Fitzhugh
Chief Financial Officer
November 19, 2002


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