EXHIBIT 99.1

Certification


     Pursuant to 18 USC Section 1350, the undersigned officer of The St. Joe
Company (the "Company"), hereby certifies that the Company's Annual Report on
Form 10-K for the period ended December 31, 2002 (the "Report"), fully complies
with the requirements of Section 13(a) or 15(d), as applicable of the Securities
Exchange Act of 1934 and that the information contained in this Report fairly
presents, in all material respects, the financial condition and results of
operations of the Company.


                                        /s/ Peter S. Rummell
                                        -------------------------------------
                                        Peter S. Rummell
                                        Chief Executive Officer


Dated: March 26, 2003
      -----------------



     The foregoing certificate is being furnished solely pursuant to 18 USC
Section 1350 and is not being filed as part of this Report or as a separate
disclosure document.










Certification


     Pursuant to 18 USC Section 1350, the undersigned officer of The St. Joe
Company (the "Company"), hereby certifies that the Company's Annual Report on
Form 10-K for the period ended December 31, 2002 (the "Report"), fully complies
with the requirements of Section 13(a) or 15(d), as applicable of the Securities
Exchange Act of 1934 and that the information contained in this Report fairly
presents, in all material respects, the financial condition and results of
operations of the Company.


                                        /s/ Kevin M. Twomey
                                        -------------------------------------
                                        Kevin M. Twomey
                                        Chief Financial Officer


Dated: March 26, 2003
      -----------------



     The foregoing certificate is being furnished solely pursuant to 18 USC
Section 1350 and is not being filed as part of this Report or as a separate
disclosure document.