EXHIBIT 23

                        CONSENT OF INDEPENDENT AUDITORS

     We consent to the incorporation by reference of our report dated February
3, 2003, except for Note 19, as to which the date is March 10, 2003, with
respect to the consolidated financial statements included in this Annual Report
(Form 10-K) of Jefferson-Pilot Corporation, and our report included in the
following paragraph with respect to financial statement schedules, in the
following Registration Statements:

        Form S-8, Nos. 2-36778, 2-56410, 33-30530, and 333-101091 pertaining to
        the Long Term Stock Incentive Plan and predecessor stock plans, and
        outstanding effective registration statements on Form S-16 included in
        certain such S-8 filings;

        Form S-8, No. 33-56369, pertaining to the JP Teamshare Plan and
        Guarantee Thrift Savings Plan and Trust;

        Form S-8, Nos. 33-64137, and 333-109090, pertaining to the Non-Employee
        Directors' Stock Option Plan.

     Our audit also included the financial statement schedules of
Jefferson-Pilot Corporation listed in Item 15. These schedules are the
responsibility of the Company's management. Our responsibility is to express an
opinion based on our audits. In our opinion, the financial statement schedules
referred to above, when considered in relation to the basic financial statements
taken as a whole, present fairly in all material respects the information set
forth therein.

Greensboro, North Carolina
March 26, 2003

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