EXHIBIT 99.2



CHIEF EXECUTIVE OFFICER'S CERTIFICATION REQUIRED UNDER SECTION 906 OF
SARBANES-OXLEY ACT OF 2002

In connection with the quarterly report of TIB Financial Corp. (the "Company")
on Form 10-Q for the period ended March 31, 2003, as filed with the Securities
and Exchange Commission (the "Report"), I, Edward V. Lett, President and Chief
Executive Officer of the Company, certify pursuant to Section 906 of the
Sarbanes-Oxley Act of 2002, that this Report fully complies with the
requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934
and that, to my knowledge, the information contained in the Report fairly
presents, in all material respects, the financial condition and results of
operation of the Company.



Date:    May 9, 2003                     /s/ Edward V. Lett
         ------------------              -------------------------------------
                                         Edward V. Lett
                                         President and Chief Executive Officer


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