EXHIBIT 32.2



                CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350,
                      AS ADOPTED PURSUANT TO SECTION 906 OF
                         THE SARBANES-OXLEY ACT OF 2002

         Pursuant to 18 U.S.C. ss. 1350, the undersigned officer of Popular,
Inc. (the "Company"), hereby certify that the Company's Quarterly Report on
Form 10-Q for the quarter ended June 30, 2003 (the "Report") fully complies with
the requirements of Section 13(a) or 15(d), as applicable, of the Securities and
Exchange Act of 1934 and that the information contained in the Report fairly
presents, in all material respects, the financial condition and results of
operations of the Company.

Dated:  August 14, 2003



                                               S/ Jorge A. Junquera
                                               --------------------
                                                 Jorge A. Junquera
                                               Chief Financial Officer


This foregoing certification is being furnished solely pursuant to 18 U.S.C. ss.
1350 and is not being filed as part of the Report.

A signed original of this written statement required by Section 906 has been
provided to the Company and will be retained by the Company and furnished to the
Securities and Exchange Commission or its staff upon request.