EXHIBIT 23.2 INDEPENDENT AUDITOR'S CONSENT We consent to the use in this Amendment No. 1 to the Registration Statement of United Community Banks, Inc. (the "Registration Statement") on Form S-4 of our report dated February 6, 2004, with a dual date of March 11, 2004 as to Note 19, on the consolidated financial statements of Fairbanco Holding Company, Inc. appearing in the proxy statement/prospectus, which is a part of this Registration Statement. We also consent to the reference to our Firm under the caption "Experts" in such proxy statement/prospectus. /s/ Mauldin & Jenkins, LLC Atlanta, Georgia April 23, 2004