Exhibit 10.48

Summary of Compensation Arrangements with Non-Employee Directors

The following summarizes the current compensation and benefits received by the
Company's non-employee directors.  It is intended to be a summary of existing
arrangements, and in no way is intended to provide any additional rights to any
non-employee director.

Retainer Fees

During 2005, non-employee directors receive a $30,000 annual retainer, except
that the Presiding Director is entitled to a retainer of $60,000 per year.  In
addition, the chairpersons of the Compensation Committee and the Nominating and
Corporate Governance Committee each receive a supplemental retainer of $6,000
per year, and the chairperson of the audit committee a supplemental retainer of
$12,000 per year.

The chair of the special committee formed in February of 2005 for the purpose
of evaluating, recommending and/or approving strategic transactions (the
"Special Committee") is entitled to a one-time supplemental retainer of
$20,000, and the other members are each entitled to a one-time supplemental
retainer of $15,000.

Meeting Fees

Per meeting fees for non-employee directors are as follows:

* A $1,500 daily attendance fee for attendance at Board meetings and the annual
meeting of shareholders;

* A $1,000 daily attendance fee for attendance at meetings of committees of
which they are a member, except that no attendance fee is payable with respect
to the Special Committee.

Equity Compensation

        Under the terms of the Company's stock incentive plan, directors are
eligible to receive stock options, stock awards, and other types of
equity-based compensation awards. Non-employee directors receive an annual
grant of an option to purchase 10,000 shares [confirm], subject to the terms
of the Company's standard form of non-employee director option agreement, a
copy of which is filed as an exhibit to this Form 10-K.

Consulting Arrangements

        Director Jonathan Golden, through his professional corporation,
Jonathan Golden, P.C., a wholly owned professional corporation, is a partner in
the Atlanta, Georgia law firm of Arnall Golden Gregory LLP, which provides
legal services to the Company.  Mr. Golden's professional corporation provides
the Company financial advisory and management consulting services as well. The
Company currently pays Mr. Golden's wholly owned professional corporation a
consulting fee of $6,000 per month. The consulting agreement may be terminated
by either party for any reason upon not less than 30 days prior notice.

Reimbursement of Expenses

All non-employee directors are entitled to reimbursement of expenses for all
services as a director, including committee participation or special
assignments.