EXHIBIT 32.2

                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350

      Pursuant to 18 U.S.C. Section 1350, the undersigned officer of Popular,
Inc. (the "Company"), hereby certifies that the Company's Quarterly Report on
Form 10-Q for the quarter ended September 30, 2005 (the "Report") fully complies
with the requirements of Section 13(a) or 15(d), as applicable, of the
Securities Exchange Act of 1934 and that the information contained in the Report
fairly presents, in all material respects, the financial condition and results
of operations of the Company.

Dated: November 4, 2005

                                      /S/ Jorge A. Junquera
                                      Name: Jorge A. Junquera
                                      Title: Chief Financial Officer

      The foregoing certification is being furnished solely pursuant to 18
U.S.C. Section 1350 and shall not, except to the extent required by the
Sarbanes-Oxley Act of 2002, be deemed "filed" for purposes of Section 18 of the
Securities Exchange Act of 1934, as amended, or otherwise subject to the
liability of that Section.

      A signed original of this written statement has been provided to the
Company and will be retained by the Company and furnished to the Securities and
Exchange Commission or its staff upon request.