EXHIBIT 32(b)

                CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350

                    CERTIFICATION OF CHIEF FINANCIAL OFFICER
                       PURSUANT TO 18 U.S.C. SECTION 1350

         In connection with the Annual Report on Form 10-K of First McMinnville
Corporation (the "Company") for the year ended December 31, 2005, as filed with
the Securities and Exchange Commission on the date hereof (the "Report") I,
Kenny D. Neal, Chief Financial Officer of the Company, certify pursuant to 18
U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley
Act of 2002, that, to the best of my knowledge:

         (1) The Report fully complies with the requirements of section 13(a) or
15(d) of the Securities Exchange Act of 1934; and

         (2) The information contained in the Report fairly presents, in all
material respects, the financial condition and results of operations of the
Company.


March 27, 2006


                           /s/ Kenny D. Neal
                           --------------------------------------------
                           Kenny D. Neal, Senior Vice President
                           and Chief Financial Officer