1 EXHIBIT 28.1 SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K (Mark One) [X] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (FEE REQUIRED). For the fiscal year ended December 31, 1993 ----------------- OR [ ] TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (NO FEE REQUIRED). For the transition period from to -------------- --------------- COMMISSION FILE NUMBER 33-3752,33-18541, AND 2-96064 ----------------------------- A. Full title of the plan and the address of the plan, if different from that of the issuer named below: FFMC SAVINGS PLUS PLAN B. Name of issuer of the securities held pursuant to the plan and the address of its principal executive office: FIRST FINANCIAL MANAGEMENT CORPORATION 3 Corporate Square Suite 700 Atlanta, GA 30329 Page 1 of 5 sequentially numbered pages. The Exhibit Index is on page 4. 2 FFMC SAVINGS PLUS PLAN ANNUAL REPORT ON FORM 11-K NOTE: THE FOLLOWING FINANCIAL STATEMENTS, RELATED SCHEDULES AND INDEPENDENT AUDITORS' REPORT ARE BEING FILED AS PART OF FORM SE IN PAPER FORMAT PURSUANT TO RULE 311 (c) OF REGULATION S-T AND GENERAL INSTRUCTION E TO FORM 11-K. Financial Statements Independent Auditors' Report Statements of Net Assets Available for Plan Benefits at December 31, 1993 and 1992 Statements of Changes in Net Assets Available for Plan Benefits for the years ended December 31, 1993, 1992 and 1991 Notes to Financial Statements Financial Statement Schedules: All schedules required under Rule 6A-05 of Regulation S-X are omitted because the information is presented in the financial statements or notes thereto. Schedule of Assets Held for Investment Purposes as required under the Employee Retirement Income Security Act of 1974 ("ERISA") Schedule of Reportable Transactions for the year ended December 31, 1993, as required under ERISA THE FOLLOWING EXHIBIT IS FILED HEREWITH: Exhibits - - -------- (1) Consent of Independent Auditors 2 3 SIGNATURES The Plan. Pursuant to the requirements of the Securities Exchange Act of 1934, the Trustees (or other persons who administer the employee benefit plan) have duly caused this annual report to be signed on its behalf by the undersigned thereunto duly authorized. FFMC SAVINGS PLUS PLAN FIRST FINANCIAL MANAGEMENT CORPORATION, as Plan Administrator Date: June 28, 1994 By /s/ M. Tarlton Pittard --------------- -------------------------------- M. Tarlton Pittard Senior Executive Vice President and Chief Financial Officer Date: June 28, 1994 By /s/ Richard Macchia --------------- -------------------------------- Richard Macchia Executive Vice President and Principal Accounting Officer 3 4 INDEX TO EXHIBITS SEQUENTIAL EXHIBIT PAGE NUMBER - - ------- ----------- 1 Consent of Independent Auditors . . . . . . . . . . . . . . . . . . . . . . 5 4 5 EXHIBIT 1 INDEPENDENT AUDITORS' CONSENT We consent to incorporation by reference in First Financial Management Corporation's Registration Statement No. 2-96064 on Form S-8 filed February 26, 1985, its Registration Statement No. 33-18541 on Form S-8 filed November 17, 1987, and its Registration Statement No. 33-37532 on Form S-8 filed November 5, 1990 of our report dated April 22, 1994 appearing in Form SE which filed in paper format the financial statements and our report that would otherwise appear in the Annual Report on Form 11-K of the FFMC Savings Plus Plan for the year ended December 31, 1993. DELOITTE & TOUCHE Atlanta, Georgia June 27, 1994 5