<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS FOR THE SIX MONTHS ENDED JUNE 30, 1994, AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<CURRENCY> U.S. DOLLARS
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1994
<PERIOD-START>                             JAN-01-1994
<PERIOD-END>                               JUN-30-1994
<EXCHANGE-RATE>                                  1,000
<CASH>                                         398,894
<INT-BEARING-DEPOSITS>                           3,100
<FED-FUNDS-SOLD>                               351,600
<TRADING-ASSETS>                                10,399
<INVESTMENTS-HELD-FOR-SALE>                    724,636
<INVESTMENTS-CARRYING>                       3,539,899
<INVESTMENTS-MARKET>                         3,503,809
<LOANS>                                      7,221,180
<ALLOWANCE>                                    146,418
<TOTAL-ASSETS>                              12,751,296
<DEPOSITS>                                   9,069,126
<SHORT-TERM>                                 2,077,572
<LIABILITIES-OTHER>                            182,751
<LONG-TERM>                                    388,552
<COMMON>                                       196,708
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                    100,000
<OTHER-SE>                                           0
<TOTAL-LIABILITIES-AND-EQUITY>              12,751,269
<INTEREST-LOAN>                                309,583
<INTEREST-INVEST>                              105,540
<INTEREST-OTHER>                                 3,349
<INTEREST-TOTAL>                               418,524
<INTEREST-DEPOSIT>                             114,901
<INTEREST-EXPENSE>                             158,054
<INTEREST-INCOME-NET>                          260,740
<LOAN-LOSSES>                                   27,700
<SECURITIES-GAINS>                                 272
<EXPENSE-OTHER>                                219,030
<INCOME-PRETAX>                                 82,158
<INCOME-PRE-EXTRAORDINARY>                      82,158
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    60,406
<EPS-PRIMARY>                                    $1.84
<EPS-DILUTED>                                        0
<YIELD-ACTUAL>                                    5.09
<LOANS-NON>                                     95,538
<LOANS-PAST>                                    13,160
<LOANS-TROUBLED>                                 8,392
<LOANS-PROBLEM>                                 95,936     
<ALLOWANCE-OPEN>                               133,437
<CHARGE-OFFS>                                   31,692
<RECOVERIES>                                    13,500
<ALLOWANCE-CLOSE>                              146,418
<ALLOWANCE-DOMESTIC>                           146,214
<ALLOWANCE-FOREIGN>                                204
<ALLOWANCE-UNALLOCATED>                              0