<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS FOR THE PERIOD ENDED SEPTEMBER 30, 1994, AND IS QUALIFIED
IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<CURRENCY> U.S. DOLLARS
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1994
<PERIOD-START>                             JAN-01-1994
<PERIOD-END>                               SEP-30-1994
<EXCHANGE-RATE>                                   1000
<CASH>                                         340,920
<INT-BEARING-DEPOSITS>                           3,100
<FED-FUNDS-SOLD>                               146,790
<TRADING-ASSETS>                                19,214
<INVESTMENTS-HELD-FOR-SALE>                    724,522
<INVESTMENTS-CARRYING>                       3,210,192
<INVESTMENTS-MARKET>                         3,165,562
<LOANS>                                      7,502,090
<ALLOWANCE>                                    149,429
<TOTAL-ASSETS>                              12,444,525
<DEPOSITS>                                   8,876,381
<SHORT-TERM>                                 1,898,760
<LIABILITIES-OTHER>                            190,725
<LONG-TERM>                                    438,529
<COMMON>                                       196,877
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                    100,000
<OTHER-SE>                                     691,996
<TOTAL-LIABILITIES-AND-EQUITY>              12,444,525
<INTEREST-LOAN>                                482,529
<INTEREST-INVEST>                              159,878
<INTEREST-OTHER>                                 4,344
<INTEREST-TOTAL>                               646,751
<INTEREST-DEPOSIT>                             178,437
<INTEREST-EXPENSE>                             250,050
<INTEREST-INCOME-NET>                          376,701
<LOAN-LOSSES>                                   41,244
<SECURITIES-GAINS>                                  67
<EXPENSE-OTHER>                                333,581
<INCOME-PRETAX>                                126,571
<INCOME-PRE-EXTRAORDINARY>                     126,571
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    92,123
<EPS-PRIMARY>                                     2.74
<EPS-DILUTED>                                        0
<YIELD-ACTUAL>                                    5.09
<LOANS-NON>                                    101,720
<LOANS-PAST>                                    13,662
<LOANS-TROUBLED>                                 5,299
<LOANS-PROBLEM>                                 99,895
<ALLOWANCE-OPEN>                               133,437
<CHARGE-OFFS>                                   49,837
<RECOVERIES>                                    21,112
<ALLOWANCE-CLOSE>                              149,429
<ALLOWANCE-DOMESTIC>                           149,214
<ALLOWANCE-FOREIGN>                                215
<ALLOWANCE-UNALLOCATED>                              0