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                                                                    EXHIBIT 99.2


                   PRESS RELEASE OF WES-TENN BANCORP, INC.

June 16, 1995

         BancorpSouth, Inc. of Tupelo, MS, and Wes-Tenn Bancorp, Inc. of
Covington, TN today announced a definitive agreement that will result in the
merger of the two bank holding companies.

         The agreement signed today calls for exchanging .6296 shares of
BancorpSouth stock for each share of Wes-Tenn Bancorp stock in the transaction
valued at $61.3 million.

         Wes-Tenn Bancorp, Inc. is a one-bank holding company whose principal
subsidiary is the $337-million asset Tennessee Community Bank headquartered in
Covington.  Tennessee Community Bank has offices in 11 West Tennessee
communities including Alamo, Brownsville, Covington, Dresden, Henning,
Humboldt, Millington, Pickwick, Ridgely, Selmer and Somerville.  In addition,
the bank owns TC Finance, Inc, a personal finance company with offices in
Covington, McKenzie, Trenton and Waverly and Wes-Tenn Life Insurance Company.

         BancorpSouth is a multi-bank holding company whose principal
subsidiaries include the $435 million asset Volunteer Bank of Jackson, TN and
the $2.2 billion asset Bank of Mississippi, headquartered in Tupelo and the
$190 million asset Laurel Federal Savings and Loan Association.

         Tennessee Community Bank and Volunteer Bank will merge, resulting in
Volunteer Bank expanding to serve 17 West Tennessee communities from
approximately 30 banking locations. The combined Volunteer Bank will have
approximately $800 million of assets and will be the largest financial
institution in West Tennessee outside of Shelby County.

         Tennessee Community Bank President and Chief Executive Officer Charles
Ennis said "This merger is an opportunity for Tennessee Community Bank and our
fine staff to make an even greater contribution to the people and the
communities we serve.  We were only interested in a merger that would provide
us with a greater capacity to serve the people who have made our bank
successful.

         BancorpSouth Chairman and Chief Executive Officer Aubrey B. Patterson
said "We are excited about the opportunity for BancorpSouth to expand in West
Tennessee.  Volunteer Bank will be adding 15 offices in 11 counties and will be
in an extremely strong marketing position to bring our story of comprehensive
banking services to all of West Tennessee."

         "Our focus on community bank management and local economic development
is very similar to that of Tennessee Community Bank. Both Volunteer Bank and
Tennessee Community Bank bring great strength to this combined entity,"
Patterson added.
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         Patterson concluded "I am particularly pleased to have Charles Ennis
and Don Stephens, two experienced bankers, affiliated with our company. They
bring a great wealth of experience and management talent to our bank."

         Volunteer Bank Chairman and Chief Executive Officer Mike Weeks said
"We are extremely pleased to have the opportunity to merge with Tennessee
Community Bank.  This is an exceptionally fine bank, and we share a common
service and operating philosophy.  Our staffs, our services and banks will meld
quickly to become a stronger financial force dedicated to the development of
West Tennessee."

         The merger must be approved by the shareholders of Wes-Tenn Bancorp,
Inc. in addition to regulatory authorities. Bank officials estimate the
approval process will take approximately 5 months.