<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF GREENE COUNTY BANCSHARES, INC. FOR THE QUARTER ENDED
JUNE 30, 1995, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<CURRENCY> US DOLLARS
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-START>                             JAN-01-1995
<PERIOD-END>                               JUN-30-1995
<EXCHANGE-RATE>                                  1,000
<CASH>                                          15,269
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                 5,100
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     35,800
<INVESTMENTS-CARRYING>                          34,164
<INVESTMENTS-MARKET>                            34,210
<LOANS>                                        273,255
<ALLOWANCE>                                      3,781
<TOTAL-ASSETS>                                 377,153
<DEPOSITS>                                     324,966
<SHORT-TERM>                                     5,390
<LIABILITIES-OTHER>                              3,142
<LONG-TERM>                                      3,570
<COMMON>                                         4,469
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                      35,616
<TOTAL-LIABILITIES-AND-EQUITY>                 377,153
<INTEREST-LOAN>                                 12,796
<INTEREST-INVEST>                                2,058
<INTEREST-OTHER>                                   289
<INTEREST-TOTAL>                                15,143
<INTEREST-DEPOSIT>                               5,964
<INTEREST-EXPENSE>                               6,185
<INTEREST-INCOME-NET>                            8,958
<LOAN-LOSSES>                                      311
<SECURITIES-GAINS>                                   6
<EXPENSE-OTHER>                                  5,240
<INCOME-PRETAX>                                  4,881
<INCOME-PRE-EXTRAORDINARY>                       4,881
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     3,051
<EPS-PRIMARY>                                     6.88
<EPS-DILUTED>                                     3.05
<YIELD-ACTUAL>                                       0
<LOANS-NON>                                        675
<LOANS-PAST>                                     1,108
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 3,447
<CHARGE-OFFS>                                      263
<RECOVERIES>                                       286
<ALLOWANCE-CLOSE>                                3,781
<ALLOWANCE-DOMESTIC>                             3,781
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0