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                                                                 EXHIBIT 23.2








INDEPENDENT AUDITORS' CONSENT



We consent to the incorporation by reference in this Registration Statement of
First Financial Management Corporation of our reports dated January 27, 1995
relating to the consolidated financial statements and schedule of First
Financial Management Corporation as of December 31, 1993 and 1994 and for each
of the three years in the period ended December 31, 1994, appearing in the
Annual Report on Form 10-K of First Financial Management Corporation for the
year ended December 31, 1994 and to the reference to us under the heading
"Experts" in the Proxy Statement and Prospectus which is part of this
Registration Statement.




/s/ Deloitte & Touche LLP
Deloitte & Touche LLP
Atlanta, Georgia 
September 18, 1995