<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE FINANCIAL STATEMENTS OF GREENE COUNTY BANCSHARES, INC. FOR THE 6 MONTHS ENDED JUNE 30, 1996, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1996 <PERIOD-START> JAN-01-1996 <PERIOD-END> JUN-30-1996 <CASH> 17,231 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 3,500 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 49,614 <INVESTMENTS-CARRYING> 9,691 <INVESTMENTS-MARKET> 9,630 <LOANS> 345,279 <ALLOWANCE> 5,290 <TOTAL-ASSETS> 443,547 <DEPOSITS> 383,724 <SHORT-TERM> 3,373 <LIABILITIES-OTHER> 5,467 <LONG-TERM> 5,934 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 4,512 <OTHER-SE> 40,537 <TOTAL-LIABILITIES-AND-EQUITY> 443,547 <INTEREST-LOAN> 16,372 <INTEREST-INVEST> 1,987 <INTEREST-OTHER> 414 <INTEREST-TOTAL> 18,773 <INTEREST-DEPOSIT> 7,552 <INTEREST-EXPENSE> 7,814 <INTEREST-INCOME-NET> 10,959 <LOAN-LOSSES> 404 <SECURITIES-GAINS> (2) <EXPENSE-OTHER> 6,449 <INCOME-PRETAX> 6,271 <INCOME-PRE-EXTRAORDINARY> 6,271 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 3,894 <EPS-PRIMARY> 8.73 <EPS-DILUTED> 0 <YIELD-ACTUAL> 0 <LOANS-NON> 439 <LOANS-PAST> 1,255 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 4,654 <CHARGE-OFFS> 558 <RECOVERIES> 350 <ALLOWANCE-CLOSE> 5,290 <ALLOWANCE-DOMESTIC> 5,290 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0