<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF GREENE COUNTY BANCSHARES, INC. FOR THE 6 MONTHS ENDED
JUNE 30, 1996, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL 
STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               JUN-30-1996
<CASH>                                          17,231
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                 3,500
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     49,614
<INVESTMENTS-CARRYING>                           9,691
<INVESTMENTS-MARKET>                             9,630
<LOANS>                                        345,279
<ALLOWANCE>                                      5,290
<TOTAL-ASSETS>                                 443,547
<DEPOSITS>                                     383,724
<SHORT-TERM>                                     3,373
<LIABILITIES-OTHER>                              5,467
<LONG-TERM>                                      5,934
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         4,512
<OTHER-SE>                                      40,537
<TOTAL-LIABILITIES-AND-EQUITY>                 443,547
<INTEREST-LOAN>                                 16,372
<INTEREST-INVEST>                                1,987
<INTEREST-OTHER>                                   414
<INTEREST-TOTAL>                                18,773
<INTEREST-DEPOSIT>                               7,552
<INTEREST-EXPENSE>                               7,814
<INTEREST-INCOME-NET>                           10,959
<LOAN-LOSSES>                                      404
<SECURITIES-GAINS>                                  (2)
<EXPENSE-OTHER>                                  6,449
<INCOME-PRETAX>                                  6,271
<INCOME-PRE-EXTRAORDINARY>                       6,271
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     3,894
<EPS-PRIMARY>                                     8.73
<EPS-DILUTED>                                        0
<YIELD-ACTUAL>                                       0
<LOANS-NON>                                        439
<LOANS-PAST>                                     1,255
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 4,654
<CHARGE-OFFS>                                      558
<RECOVERIES>                                       350
<ALLOWANCE-CLOSE>                                5,290
<ALLOWANCE-DOMESTIC>                             5,290
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0