1 ---------------------------------- FORM 8-K SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 CURRENT REPORT Pursuant to Sections 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: NOVEMBER 6, 1996 ---------------------------------------- MIDLAND FINANCIAL GROUP, INC. - -------------------------------------------------------------------------------- (Exact name of registrant as specified in its charter) TENNESSEE 0-20754 62-1104818 ------------------------------------------------------------ (State or other juris- (Commission (IRS Employer diction of incorporation) File Number) Identification No.) 825 CROSSOVER LANE, SUITE 112, MEMPHIS, TENNESSEE 38117 ----------------------------------------------------------- (Address of Principal executive offices) (Zip Code) Registrant's telephone number, including area code (901) 680-9100 --------------- NOT APPLICABLE ------------------------------------------------------------- (Former name or former address, if changed since last report) 2 INFORMATION TO BE INCLUDED IN THE REPORT ITEM 5. OTHER EVENTS. On November 6, 1996, Midland Financial Group, Inc. issued the press release attached hereto. ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS. (c) Exhibits The following exhibit is filed as a part of this report. 99. Press Release dated November 6, 1996 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. MIDLAND FINANCIAL GROUP, INC. November 6, 1996 By: /s/ Elena Barham ----------------------------- Elena Barham Chief Financial Officer - 1 -