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                                                                   EXHIBIT 23.1



                              ACCOUNTANTS' CONSENT



The Board of Directors
First American Corporation:

We consent to the use of our audit report dated January 19, 1996, on the
consolidated financial statements of First American Corporation and
subsidiaries as of December 31, 1995 and 1994, and for each of the years in the
three-year period ended December 31, 1995, contained in First American
Corporation's 1995 Annual Report on Form 10-K incorporated herein by reference.
Our report dated January 19 ,1996, contains an explanatory paragraph that
refers to changes in accounting principles related to the adoption in 1993 of
the provisions of the Financial Accounting Standards Board's Statements of
Financial Accounting Standards No. 109, Accounting for Income Taxes; No. 106,
Employers' Accounting for Postretirement Benefits Other Than Pensions; No. 112,
Employers' Accounting for Postemployment Benefits; and No. 115, Accounting for
Certain Investments in Debt and Equity Securities.



                                        KPMG Peat Marwick LLP


                                        /s/ KPMG Peat Marwick LLP



Nashville, Tennessee
January 7, 1997