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                                 EXHIBIT 3.1.3

                             ARTICLES OF AMENDMENT
                                       OF
                       HAVERTY FURNITURE COMPANIES, INC.

         Haverty Furniture Companies, Inc., a Maryland corporation (the
"Corporation"), hereby amends its charter as follows:

FIRST: The existing Sixth Article of the Articles of Incorporation is amended
in the following respects:

         (a)     Part I, subsection A and sub-subsection (1) are amended as
follows:

                                     "SIXTH

                                       I

         The authorized capital of the Corporation shall consist of 66,000,000
shares and shall be represented by the following securities:

         A.      65,000,000 shares of $1 par value common stock divided into
classes as follows:

                 (1)      50,000,000 shares of $1 par value common stock
         designated as Common Stock and having the following attributes:"

         (b)     Part I, subsection A, sub-subsection (2) is amended as
follows:

                 "(2)     15,000,000 shares of $1 par value common stock
designated as Class A Common Stock and having the following attributes:"

SECOND: The foregoing amendments to the Corporation's charter were advised by
the Board of Directors and approved by the Stockholders of the Corporation.

THIRD:           (a)     Prior to the filing of these Articles of Amendment, the
Corporation's authorized capital stock consisted of 21,000,000 shares,
consisting of 15,000,000 shares of $1 par value common stock designated as
Common Stock, 5,000,000 shares of $1 par value common stock designated as Class
A Common Stock and 1,000,000 shares of $1 par value preferred stock designated
as Preferred Stock.

                 (b)      These Articles of Amendment increase the
Corporation's authorized capital stock to 66,000,000 shares, consisting of
50,000,000 shares of $1 par value common stock designated as Common Stock,
15,000,000 shares of $1 par value common stock designated as Class A Common
Stock and 1,000,000 shares of $1 par value preferred stock designated as
Preferred Stock.

                 (c)      The aggregate par value of all shares of all classes
of stock of the Corporation authorized prior to filing of these Articles of
Amendments was $21,000,000.  The aggregate par value of all classes of stock of
the Corporation as increased by these Articles of Amendment is $66,000,000.
These Articles of Amendment increase the aggregate par value of all shares of
all classes of stock of the Corporation by $45,000,000.
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FOURTH: The description of each class, including the preferences, conversion
and other rights, voting powers, restrictions, limitations as to dividends,
qualifications, and terms and conditions of redemption was not changed by these
Articles of Amendment.

FIFTH: The President of Haverty Furniture Companies, Inc., who executed these
Articles of Amendment on behalf of the Corporation acknowledges them to be the
act of Haverty Furniture Companies, Inc., and states that to the best of his
knowledge, information and belief, the matters and facts set forth in these
Articles of Amendment with respect to authorization and approval are true in
all material respects.  This statement is made under penalties for perjury.

         IN WITNESS WHEREOF, these Articles of Amendment have been executed by
the Corporation through its duly authorized officers this 28th day of April, 
1995.

                                      HAVERTY FURNITURE COMPANIES, INC.


                                      By: /s/ John E. Slater, Jr.  
                                          ------------------------------------
                                          John E. Slater, Jr., President & CEO
Attest:


/s/ Christine M. Jones           
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Christine M. Jones
Vice President and Secretary



(CORPORATE SEAL)