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                                                                    EXHIBIT 23.5
 
                        CONSENT OF CHRISTOPHER E. FOGAL
 
   
     The undersigned hereby consents, pursuant to Rule 438 of the Securities Act
of 1933, as amended, to the references made to the undersigned under the caption
"Description of the Merger" and as a proposed director of Seacoast and FNB in
the Proxy Statement constituting part of the Registration Statement on Form S-4
of Seacoast Banking Corporation of Florida.
    
 
                                               /s/ CHRISTOPHER E. FOGAL
                                          --------------------------------------
                                                   Christopher E. Fogal
 
   
Port St. Lucie, Florida
    
   
March 24, 1997