1 - -------------------------------------------------------------------------------- SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 ---------------------- FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): MARCH 10, 1998 SunTrust Banks, Inc. ------------------------------------------------------ (Exact name of registrant as specified in its charter) Georgia 001-08918 58-1575035 - ------------------------ ------------------------ ------------------- (State of incorporation) (Commission File Number) (IRS Employer Identification No.) 303 Peachtree Street, N.E. Atlanta, Georgia 30308 - ---------------------------------------- ---------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: 404-588-7711 SunTrust Capital III SunTrust Capital IV ------------------------------------------------------ (Exact name of registrant as specified in its charter) Delaware N/A To be applied for - ------------------------ ------------------------ ------------------- (State of incorporation) (Commission File Number) (IRS Employer Identification No.) 303 Peachtree Street, N.E. Atlanta, Georgia 30308 - ---------------------------------------- ---------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: 404-588-7711 - -------------------------------------------------------------------------------- 2 ITEM 5. OTHER EVENTS. SunTrust Banks, Inc. (the "Company"), SunTrust Capital III and SunTrust Capital IV (the "Trusts" and, together with the Company, the "Registrants") are filing this Current Report on Form 8-K so as to file with the Securities and Exchange Commission certain exhibits that are to be incorporated by reference into their Registration Statement on Form S-3 (Registration Nos. 333-46123, 333-46123-01 and 333-46123-02). ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS (C) EXHIBITS Exhibit No. Description - ------- ----------- 4.3.1 -- Form of Amended and Restated Declaration of Trust to be used in connection with the issuance of Floating Rate Preferred Securities. 4.5.1 -- Form of Floating Rate Preferred Security (included in Exhibit 4.3.1). 4.6.1 -- Form of Floating Rate Subordinated Debt Security (included in Exhibit 4.9.1). 4.9.1 -- Form of Supplemental Indenture be used in connection with the issuance by the Company of Floating Rate Subordinated Debt Securities. 8.1 -- Form of Tax Opinion of King & Spalding. - 2 - 3 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrants have duly caused this Current Report on Form 8-K to be signed on their behalf by the undersigned, hereunto duly authorized. Date: March 13, 1998 SUNTRUST BANKS, INC. By: /s/ Raymond D. Fortin ------------------------- Raymond D. Fortin Senior Vice President Date: March 13, 1998 SUNTRUST CAPITAL III By: /s/ Raymond D. Fortin ------------------------- Raymond D. Fortin Trustee Date: March 13, 1998 SUNTRUST CAPITAL IV By: /s/ Raymond D. Fortin ------------------------- Raymond D. Fortin Trustee - 3 - 4 EXHIBIT INDEX Sequentially Exhibit Numbered No. Exhibit Page - ------- ------- ------------ 4.3.1 -- Form of Amended and Restated Declaration of Trust to be used in connection with the issuance of Floating Rate Preferred Securities. 4.5.1 -- Form of Floating Rate Preferred Security (included in Exhibit 4.3.1). 4.6.1 -- Form of Floating Rate Subordinated Debt Security (included in Exhibit 4.9.1). 4.9.1 -- Form of Supplemental Indenture be used in connection with the issuance by the Company of Floating Rate Subordinated Debt Securities. 8.1 -- Form of Tax Opinion of King & Spalding. - 4 -