<ARTICLE> 9
       
                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               DEC-31-1997
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<INT-BEARING-DEPOSITS>                           6,465
<FED-FUNDS-SOLD>                                     0
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<INVESTMENTS-MARKET>                           406,212
<LOANS>                                      2,759,027
<ALLOWANCE>                                     39,877
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<INTEREST-LOAN>                                244,880
<INTEREST-INVEST>                               35,836
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<INTEREST-DEPOSIT>                             139,290
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<LOAN-LOSSES>                                    9,008
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<EXPENSE-OTHER>                                131,988
<INCOME-PRETAX>                                 65,710
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