<ARTICLE> 9
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             JAN-01-1998
<PERIOD-END>                               MAR-31-1998
<CASH>                                         539,902
<INT-BEARING-DEPOSITS>                          63,840
<FED-FUNDS-SOLD>                                39,417
<TRADING-ASSETS>                                70,001
<INVESTMENTS-HELD-FOR-SALE>                  2,293,754
<INVESTMENTS-CARRYING>                         648,964
<INVESTMENTS-MARKET>                           651,816
<LOANS>                                      6,911,320
<ALLOWANCE>                                    114,854
<TOTAL-ASSETS>                              11,061,589
<DEPOSITS>                                   8,061,418
<SHORT-TERM>                                 1,377,271
<LIABILITIES-OTHER>                            321,849
<LONG-TERM>                                    409,514
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                       144,475
<OTHER-SE>                                     747,062
<TOTAL-LIABILITIES-AND-EQUITY>              11,061,589
<INTEREST-LOAN>                                151,298
<INTEREST-INVEST>                               43,580
<INTEREST-OTHER>                                 2,042
<INTEREST-TOTAL>                               196,920
<INTEREST-DEPOSIT>                              71,061
<INTEREST-EXPENSE>                              94,537
<INTEREST-INCOME-NET>                          102,383
<LOAN-LOSSES>                                    4,000
<SECURITIES-GAINS>                               1,100
<EXPENSE-OTHER>                                108,086
<INCOME-PRETAX>                                 60,436
<INCOME-PRE-EXTRAORDINARY>                      60,436
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    37,646
<EPS-PRIMARY>                                      .66
<EPS-DILUTED>                                      .64
<YIELD-ACTUAL>                                    4.21
<LOANS-NON>                                     15,420
<LOANS-PAST>                                    11,626
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                 46,711
<ALLOWANCE-OPEN>                               115,393
<CHARGE-OFFS>                                    7,568
<RECOVERIES>                                     3,029
<ALLOWANCE-CLOSE>                              114,854
<ALLOWANCE-DOMESTIC>                            73,222
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                         41,632