<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM FIRST
TENNESSEE NATIONAL CORPORATION'S JUNE 30, 1996, FINANCIAL STATEMENTS FILED IN
ITS 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCES TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<RESTATED> 
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               JUN-30-1996
<CASH>                                         674,458
<INT-BEARING-DEPOSITS>                           1,642
<FED-FUNDS-SOLD>                               104,257
<TRADING-ASSETS>                               196,821
<INVESTMENTS-HELD-FOR-SALE>                  2,176,485
<INVESTMENTS-CARRYING>                          71,599
<INVESTMENTS-MARKET>                            71,870
<LOANS>                                      7,487,691
<ALLOWANCE>                                    116,478
<TOTAL-ASSETS>                              12,954,957
<DEPOSITS>                                   8,972,378
<SHORT-TERM>                                 2,117,889
<LIABILITIES-OTHER>                            715,029
<LONG-TERM>                                    257,327
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        83,903
<OTHER-SE>                                     808,431
<TOTAL-LIABILITIES-AND-EQUITY>              12,954,957
<INTEREST-LOAN>                                363,287
<INTEREST-INVEST>                               68,992
<INTEREST-OTHER>                                11,347
<INTEREST-TOTAL>                               443,626
<INTEREST-DEPOSIT>                             159,149
<INTEREST-EXPENSE>                             225,294
<INTEREST-INCOME-NET>                          218,332
<LOAN-LOSSES>                                   15,592
<SECURITIES-GAINS>                                 310
<EXPENSE-OTHER>                                343,583
<INCOME-PRETAX>                                125,454
<INCOME-PRE-EXTRAORDINARY>                      79,788
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    79,788
<EPS-PRIMARY>                                     1.19
<EPS-DILUTED>                                     1.17
<YIELD-ACTUAL>                                    4.09
<LOANS-NON>                                     14,336
<LOANS-PAST>                                    35,952
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                 79,063
<ALLOWANCE-OPEN>                               112,567
<CHARGE-OFFS>                                   18,009
<RECOVERIES>                                     6,328
<ALLOWANCE-CLOSE>                              116,478
<ALLOWANCE-DOMESTIC>                           116,478
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0