<ARTICLE> 5
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF THRIFT MANAGEMENT, INC. FOR THE NINE MONTHS ENDED
SEPTEMBER 27, 1998 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-27-1998
<PERIOD-START>                             JAN-01-1998
<PERIOD-END>                               SEP-27-1998
<CASH>                                       1,378,306
<SECURITIES>                                         0
<RECEIVABLES>                                  330,635
<ALLOWANCES>                                         0
<INVENTORY>                                    394,295
<CURRENT-ASSETS>                             2,103,236
<PP&E>                                       1,349,855
<DEPRECIATION>                                (227,656)
<TOTAL-ASSETS>                               3,225,435
<CURRENT-LIABILITIES>                          425,926
<BONDS>                                             (0)
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                      2,500
<COMMON>                                        21,750
<OTHER-SE>                                   2,775,259
<TOTAL-LIABILITY-AND-EQUITY>                 3,225,435
<SALES>                                      6,511,839
<TOTAL-REVENUES>                             6,511,839
<CGS>                                        4,096,879
<TOTAL-COSTS>                                4,096,879
<OTHER-EXPENSES>                             2,888,062
<LOSS-PROVISION>                                     0
<INTEREST-EXPENSE>                                (308)
<INCOME-PRETAX>                               (408,823)
<INCOME-TAX>                                  (153,840)
<INCOME-CONTINUING>                                  0
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                  (254,983)
<EPS-PRIMARY>                                    (0.12)
<EPS-DILUTED>                                    (0.11)