<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF FIRST COMMUNITY BANK FOR THE NINE MONTHS ENDED SEPTEMBER
30, 1998 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-START>                             JAN-01-1998
<PERIOD-END>                               SEP-30-1998
<CASH>                                           3,347
<INT-BEARING-DEPOSITS>                             115
<FED-FUNDS-SOLD>                                 4,432
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      6,158
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                         76,123
<ALLOWANCE>                                        835
<TOTAL-ASSETS>                                  95,390
<DEPOSITS>                                      77,318
<SHORT-TERM>                                     8,124
<LIABILITIES-OTHER>                              1,009
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         6,979
<OTHER-SE>                                       1,959
<TOTAL-LIABILITIES-AND-EQUITY>                  95,390
<INTEREST-LOAN>                                  5,092
<INTEREST-INVEST>                                  355
<INTEREST-OTHER>                                   157
<INTEREST-TOTAL>                                 5,604
<INTEREST-DEPOSIT>                               2,186
<INTEREST-EXPENSE>                               2,513
<INTEREST-INCOME-NET>                            3,091
<LOAN-LOSSES>                                      175
<SECURITIES-GAINS>                                 (42)
<EXPENSE-OTHER>                                  2,606
<INCOME-PRETAX>                                  1,331
<INCOME-PRE-EXTRAORDINARY>                       1,331
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       838
<EPS-PRIMARY>                                     1.34
<EPS-DILUTED>                                     1.27
<YIELD-ACTUAL>                                    4.99
<LOANS-NON>                                         95
<LOANS-PAST>                                       172
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   751
<CHARGE-OFFS>                                       97
<RECOVERIES>                                         6
<ALLOWANCE-CLOSE>                                  835
<ALLOWANCE-DOMESTIC>                               835
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0