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                                                                 EXHIBIT 10.3   
                                                            

                                 PROMISSORY NOTE

$100,000.00                                                 SEPTEMBER 29, 1998


         MAXXIS GROUP, INC. (hereinafter referred to as "Maker"), for value
received, hereby promises to pay to the order of CHERRY COMMUNICATIONS
INCORPORATED d/b/a Resurgens Communications Group, an Illinois corporation
(hereinafter referred to as "Payee"), the aggregate principal sum of ONE HUNDRED
THOUSAND DOLLARS ($100,000.00) on the earlier of (i) March 1, 2000 or (ii) the
closing of an initial public offering of Maker's capital stock for cash which is
offered and sold in a transaction registered under the Securities Act of 1933,
as amended, through one or more underwriters, all pursuant to an underwriting
agreement between Maker and such underwriters, resulting in aggregate gross
proceeds of $7,500,000 to the Company. After January 1, 1999, Maker shall pay
monthly in arrears simple interest on the principal at the rate of 8.00% per
annum. Maker and Payee expressly agree that no interest on the principal shall
begin to accrue until January 1, 1999. The principal hereof and the interest
thereon are payable at 945 East Paces Ferry Road, Suite 2210, Atlanta, Georgia
30326, or at such other place as Payee may from time to time designate to Maker
in writing, in coin or currency of the United States of America.

         Maker may, at any time and from time to time, prepay all or any portion
of the principal of this Note remaining unpaid, without penalty or premium.
Prepayments shall be applied first to the payment of accrued but unpaid interest
on this Note and the balance to principal.

         This Note is without recourse to any assets of Maker.

         This Note shall be governed by, and enforced and interpreted in
accordance with, the laws of the State of Georgia without regard to the
principles of conflict of laws.

         In the event that Maker fails to make any payment when due, Payee shall
provide written notice of default to Maker, which notice shall allow Maker 30
days from the date of receipt of such notice in which to cure such default. If
such default is not cured within the time allowed, the balance hereof shall be
deemed to be immediately accelerated without further notice to Maker.

         IN WITNESS WHEREOF, Maker has executed this Promissory Note as of the
date first set forth above.

                                   MAXXIS GROUP, INC.


                                   By:       /s/ Thomas O. Cordy
                                      ---------------------------------------

                                   Title:  Chief Executive Officer
                                      ---------------------------------------