<ARTICLE> 9
<RESTATED> 
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               SEP-30-1997
<CASH>                                         948,261
<INT-BEARING-DEPOSITS>                          13,186
<FED-FUNDS-SOLD>                               110,351
<TRADING-ASSETS>                                72,559
<INVESTMENTS-HELD-FOR-SALE>                  3,111,159
<INVESTMENTS-CARRYING>                         805,915
<INVESTMENTS-MARKET>                           810,481
<LOANS>                                     11,498,320
<ALLOWANCE>                                    180,362
<TOTAL-ASSETS>                              17,427,949
<DEPOSITS>                                  13,025,962
<SHORT-TERM>                                 2,099,847
<LIABILITIES-OTHER>                            402,284
<LONG-TERM>                                    386,500
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                       265,328
<OTHER-SE>                                   1,248,028
<TOTAL-LIABILITIES-AND-EQUITY>              17,427,949
<INTEREST-LOAN>                                704,685
<INTEREST-INVEST>                              200,591
<INTEREST-OTHER>                                 8,136
<INTEREST-TOTAL>                               913,412
<INTEREST-DEPOSIT>                             338,003
<INTEREST-EXPENSE>                             422,383
<INTEREST-INCOME-NET>                          491,029
<LOAN-LOSSES>                                    5,625
<SECURITIES-GAINS>                               2,871
<EXPENSE-OTHER>                                498,644
<INCOME-PRETAX>                                275,351
<INCOME-PRE-EXTRAORDINARY>                     275,351
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   174,409
<EPS-PRIMARY>                                     1.63
<EPS-DILUTED>                                     1.60
<YIELD-ACTUAL>                                    4.29
<LOANS-NON>                                     42,214
<LOANS-PAST>                                    32,323
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                 69,061
<ALLOWANCE-OPEN>                               185,470
<CHARGE-OFFS>                                   39,005
<RECOVERIES>                                    20,272
<ALLOWANCE-CLOSE>                              180,362
<ALLOWANCE-DOMESTIC>                           114,159
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                         66,203