<ARTICLE> 5 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> JUN-30-1999 <PERIOD-START> JUL-01-1998 <PERIOD-END> DEC-31-1998 <CASH> 3,867,146 <SECURITIES> 0 <RECEIVABLES> 9,660,111 <ALLOWANCES> 4,442,000 <INVENTORY> 0 <CURRENT-ASSETS> 14,995,092 <PP&E> 3,760,672 <DEPRECIATION> 4,842,870 <TOTAL-ASSETS> 70,796,544 <CURRENT-LIABILITIES> 18,708,780 <BONDS> 56,050,478 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 1,462 <OTHER-SE> 2,126,776 <TOTAL-LIABILITY-AND-EQUITY> 70,796,544 <SALES> 0 <TOTAL-REVENUES> 101,710,564 <CGS> 0 <TOTAL-COSTS> 108,272,997 <OTHER-EXPENSES> 6,477,902 <LOSS-PROVISION> 2,370,503 <INTEREST-EXPENSE> 454,535 <INCOME-PRETAX> (13,040,335) <INCOME-TAX> 0 <INCOME-CONTINUING> (4,845,414) <DISCONTINUED> (1,716,984) <EXTRAORDINARY> 130,977 <CHANGES> 0 <NET-INCOME> (12,909,358) <EPS-PRIMARY> (.90) <EPS-DILUTED> (.90)