<ARTICLE> 9 <CIK> 0001068725 <NAME> COMMUNITY SAVINGS BANKSHARES, INC. <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-START> JAN-01-1999 <PERIOD-END> JUN-30-1999 <CASH> 27,361 <INT-BEARING-DEPOSITS> 7,628 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 144,870 <INVESTMENTS-CARRYING> 43,747 <INVESTMENTS-MARKET> 47,008 <LOANS> 588,634 <ALLOWANCE> 3,627 <TOTAL-ASSETS> 855,347 <DEPOSITS> 586,056 <SHORT-TERM> 0 <LIABILITIES-OTHER> 15,448 <LONG-TERM> 123,163 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 10,564 <OTHER-SE> 120,116 <TOTAL-LIABILITIES-AND-EQUITY> 855,347 <INTEREST-LOAN> 21,527 <INTEREST-INVEST> 5,082 <INTEREST-OTHER> 1,877 <INTEREST-TOTAL> 28,486 <INTEREST-DEPOSIT> 10,897 <INTEREST-EXPENSE> 14,242 <INTEREST-INCOME-NET> 14,244 <LOAN-LOSSES> 517 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 11,303 <INCOME-PRETAX> 4,396 <INCOME-PRE-EXTRAORDINARY> 3,110 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 3,110 <EPS-BASIC> 0.31 <EPS-DILUTED> 0.30 <YIELD-ACTUAL> 3.60 <LOANS-NON> 722 <LOANS-PAST> 0 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 812 <ALLOWANCE-OPEN> 3,160 <CHARGE-OFFS> (50) <RECOVERIES> 0 <ALLOWANCE-CLOSE> 3,627 <ALLOWANCE-DOMESTIC> 3,627 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0