<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF FIRST COMMUNITY BANK FOR THE NINE MONTHS ENDED
SEPTEMBER 30, 1999 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               SEP-30-1999
<CASH>                                           3,853
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                 2,300
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      5,784
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                         92,221
<ALLOWANCE>                                        918
<TOTAL-ASSETS>                                 109,769
<DEPOSITS>                                      81,352
<SHORT-TERM>                                    17,222
<LIABILITIES-OTHER>                              1,053
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         7,758
<OTHER-SE>                                       2,384
<TOTAL-LIABILITIES-AND-EQUITY>                 109,769
<INTEREST-LOAN>                                  6,029
<INTEREST-INVEST>                                  161
<INTEREST-OTHER>                                   169
<INTEREST-TOTAL>                                 6,359
<INTEREST-DEPOSIT>                               2,272
<INTEREST-EXPENSE>                               2,722
<INTEREST-INCOME-NET>                            3,637
<LOAN-LOSSES>                                      197
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  2,744
<INCOME-PRETAX>                                  1,408
<INCOME-PRE-EXTRAORDINARY>                       1,408
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       884
<EPS-BASIC>                                        .43
<EPS-DILUTED>                                      .43
<YIELD-ACTUAL>                                    5.17
<LOANS-NON>                                         17
<LOANS-PAST>                                        88
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   869
<CHARGE-OFFS>                                      153
<RECOVERIES>                                         6
<ALLOWANCE-CLOSE>                                  918
<ALLOWANCE-DOMESTIC>                               918
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0