<ARTICLE> 5
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
STATEMENTS OF INCOME AND BALANCE SHEETS AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000,000

                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               SEP-30-1999
<CASH>                                             124
<SECURITIES>                                         0
<RECEIVABLES>                                    3,405
<ALLOWANCES>                                     1,571
<INVENTORY>                                        367
<CURRENT-ASSETS>                                 3,515
<PP&E>                                          13,955
<DEPRECIATION>                                   5,650
<TOTAL-ASSETS>                                  16,627
<CURRENT-LIABILITIES>                            3,149
<BONDS>                                          5,522
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                             6
<OTHER-SE>                                       5,503
<TOTAL-LIABILITY-AND-EQUITY>                    16,627
<SALES>                                              0
<TOTAL-REVENUES>                                12,715
<CGS>                                                0
<TOTAL-COSTS>                                    7,113
<OTHER-EXPENSES>                                 2,451
<LOSS-PROVISION>                                   985
<INTEREST-EXPENSE>                                 351
<INCOME-PRETAX>                                  1,024
<INCOME-TAX>                                       458
<INCOME-CONTINUING>                                566
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       566
<EPS-BASIC>                                        .95
<EPS-DILUTED>                                      .95