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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported) December 14, 1999
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M&F BANCORP, INC.
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(Exact name of registrant as specified in its charter)
North Carolina 0-27307 56-1980549
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(State or other jurisdiction of (Commission (I.R.S. Employer
incorporation or organization) File Number) Identification number)
2634 Chapel Hill Blvd., P.O. Box 1932, Durham, North Carolina 27702
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code 919/683-1521
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ITEM 5. OTHER EVENTS.
On December 14, 1999, M&F Bancorp, Inc. announced that its Board of Directors
had authorized a 3-for-2 stock split of the Company's outstanding shares to be
accounted for as a 50% stock dividend. The news release regarding this event is
attached to this filing.
ITEM 7 - FINANCIAL STATEMENTS AND EXHIBITS
(a) Financial statements - not applicable
(b) Pro forma financial information - not applicable
(c) Exhibit:
99. News Release issued by M&F Bancorp, Inc., dated December 14, 1999
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
Dated: December 22, 1999
M&F BANCORP, INC.
By: /s/ Julia W. Taylor
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Julia W. Taylor
Chairman, President and CEO