<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> Dec-31-1994 <PERIOD-START> Jul-01-1995 <PERIOD-END> Sep-30-1995 <CASH> 310,019 <INT-BEARING-DEPOSITS> 125,500 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 18,850 <INVESTMENTS-HELD-FOR-SALE> 1,434,401 <INVESTMENTS-CARRYING> 520,021 <INVESTMENTS-MARKET> 521,812 <LOANS> 9,531,247 <ALLOWANCE> 259,110 <TOTAL-ASSETS> 11,753,862 <DEPOSITS> 9,170,048 <SHORT-TERM> 1,398,402 <LIABILITIES-OTHER> 179,862 <LONG-TERM> 196,206 <COMMON> 40,487 <PREFERRED-MANDATORY> 0 <PREFERRED> 40,000 <OTHER-SE> 728,857 <TOTAL-LIABILITIES-AND-EQUITY> 11,753,862 <INTEREST-LOAN> 203,683 <INTEREST-INVEST> 33,426 <INTEREST-OTHER> 2,520 <INTEREST-TOTAL> 240,194 <INTEREST-DEPOSIT> 87,139 <INTEREST-EXPENSE> 116,329 <INTEREST-INCOME-NET> 123,865 <LOAN-LOSSES> 11,310 <SECURITIES-GAINS> 4,933 <EXPENSE-OTHER> 97,632 <INCOME-PRETAX> 59,321 <INCOME-PRE-EXTRAORDINARY> 35,627 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 35,627 <EPS-PRIMARY> 5.14 <EPS-DILUTED> 4.89 <YIELD-ACTUAL> 4.35 <LOANS-NON> 59,720 <LOANS-PAST> 16,516 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 243,332 <CHARGE-OFFS> 19,693 <RECOVERIES> 7,146 <ALLOWANCE-CLOSE> 259,110 <ALLOWANCE-DOMESTIC> 259,110 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 124,596