WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

  
                        
<LEGEND>
          THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM
          FINANCIAL STATEMENTS FOR THE PERIOD ENDED SEPTEMBER 30, 1995 AND IS
          QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<ARTICLE>                                            9
<MULTIPLIER>                                     1,000
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                              DEC-31-1995
<PERIOD-END>                                   SEP-30-1995
<CASH>                                             131,022
<INT-BEARING-DEPOSITS>                              29,378
<FED-FUNDS-SOLD>                                         0
<TRADING-ASSETS>                                     5,606
<INVESTMENTS-HELD-FOR-SALE>                        698,158
<INVESTMENTS-CARRYING>                           3,245,923
<INVESTMENTS-MARKET>                             3,278,955
<LOANS>                                          2,222,974
<ALLOWANCE>                                        (35,148)
<TOTAL-ASSETS>                                   6,545,198
<DEPOSITS>                                       3,825,840
<SHORT-TERM>                                     1,419,208
<LIABILITIES-OTHER>                                178,141
<LONG-TERM>                                        740,175
<COMMON>                                            14,085
<PREFERRED-MANDATORY>                                    0
<PREFERRED>                                          2,609
<OTHER-SE>                                         365,140
<TOTAL-LIABILITIES-AND-EQUITY>                   6,545,198
<INTEREST-LOAN>                                    135,507
<INTEREST-INVEST>                                  184,692
<INTEREST-OTHER>                                     1,892
<INTEREST-TOTAL>                                   322,091
<INTEREST-DEPOSIT>                                 115,749
<INTEREST-EXPENSE>                                 208,315
<INTEREST-INCOME-NET>                              113,776
<LOAN-LOSSES>                                        4,990
<SECURITIES-GAINS>                                   2,874
<EXPENSE-OTHER>                                     76,504
<INCOME-PRETAX>                                     52,743
<INCOME-PRE-EXTRAORDINARY>                          32,727
<EXTRAORDINARY>                                          0
<CHANGES>                                                0
<NET-INCOME>                                        32,727
<EPS-PRIMARY>                                         2.06
<EPS-DILUTED>                                         2.00
<YIELD-ACTUAL>                                        7.15
<LOANS-NON>                                         22,015
<LOANS-PAST>                                         2,604
<LOANS-TROUBLED>                                     2,746
<LOANS-PROBLEM>                                     24,000
<ALLOWANCE-OPEN>                                    33,775
<CHARGE-OFFS>                                        4,833
<RECOVERIES>                                         1,214
<ALLOWANCE-CLOSE>                                   35,146
<ALLOWANCE-DOMESTIC>                                35,146
<ALLOWANCE-FOREIGN>                                      0
<ALLOWANCE-UNALLOCATED>                                  0