AETNA LIFE INSURANCE AND ANNUITY COMPANY AND SUBSIDIARIES
         (A wholly owned subsidiary of Aetna Retirement Services, Inc.)
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                                  Schedule III

                       Supplementary Insurance Information

         As of and for the years ended December 31, 1995, 1994 and 1993

(Millions)


                   Deferred              Unpaid               Policyholders'
                    policy     Future    claims                funds left
                  acquisition  policy   and claim   Unearned    with the    Premium
     Segment         costs    benefits  expenses    premiums    company     revenue
- - ------------------ ---------- --------- ---------- ---------- ------------- ---------
                                                          
1995
Financial          $    602.5 $ 1,018.9  $   1.0    $   -                   $   82.6
Services                                                         $10,483.3
Life Insurance          738.8   2,574.3     26.2        1.4           16.8      48.2
                   ---------- --------- ---------- ---------- ------------- ---------

      Total         $ 1,341.3 $ 3,593.2   $ 27.2      $ 1.4      $10,500.1  $ 130.8
                   ========== ========= ========== ========== ============= =========


1994
Financial          $    516.8 $    773.7 $   1.4    $   -        $ 8,942.9  $   70.2
Services
Life Insurance          647.5   2,137.3     22.4        1.7            6.4      54.0
                   ---------- --------- ---------- ---------- ------------- ---------

      Total         $ 1,164.3 $ 2,911.0   $ 23.8      $ 1.7      $ 8,949.3  $ 124.2
                   ========== ========= ========== ========== ============= =========


1993
Financial          $    440.8 $   720.3 $    1.2   $    -        $ 8,898.8  $  32.0
Services
Life Insurance          610.8   2,109.3     26.0        1.7            6.2     50.1
                   ---------- --------- ---------- ---------- ------------- ---------

      Total         $ 1,051.6 $ 2,829.6   $ 27.2      $ 1.7      $ 8,905.0  $  82.1
                   ========== ========= ========== ========== ============= =========



(1) The allocation of net investment income is based upon the investment year
method or specific identification of certain portfolios within specific
segments.




            AETNA LIFE INSURANCE AND ANNUITY COMPANY AND SUBSIDIARIES
         (A wholly owned subsidiary of Aetna Retirement Services, Inc.)

                                  Schedule III

                       Supplementary Insurance Information

         As of and for the years ended December 31, 1995, 1994 and 1993

(Millions)


                                                              Amortization
                                  Other income                of deferred
                       Net         (including      Current       policy        Other
                    investment  realized capital  and future  acquisition    operating
     Segment        income (1)  gains and losses)  benefits       costs       expenses
- - ------------------  -----------  ---------------  ----------  -------------  ---------
                                                               
1995                                                       
Financial             $  823.3      $ 223.6         $ 704.4      $ 10.5       $ 256.5
Services                                                   
Life Insurance           181.0        178.6           210.9        32.8          62.2
                    -----------  ---------------  ----------  -------------  ---------
                                                           
      Total           $1,004.3      $ 402.2         $ 915.3      $ 43.3       $ 318.7
                    ===========  ===============  ==========  =============  =========
                                                           
                                                           
1994                                                       
Financial              $ 745.9      $ 130.0         $ 639.9       $  9.6      $ 176.9
Services                                                   
Life Insurance           171.3        160.8           214.2         16.8         58.3
                    -----------  ---------------  ---------- - ------------  ---------
                                                           
      Total            $ 917.2      $ 290.8         $ 854.1       $ 26.4      $ 235.2
                    ===========  ===============  ========== = ============  =========
                                                           
                                                           
1993                                                       
Financial              $ 739.2      $ 121.6         $ 624.1      $ (1.4)      $ 149.0
Services                                                   
Life Insurance           172.7        148.9           194.3        21.2          58.2
                    -----------  ---------------  ----------  -------------  ---------

      Total            $ 911.9      $ 270.5         $ 818.4      $ 19.8       $ 207.2
                    ===========  ===============  ==========  =============  =========


(1) The allocation of net investment income is based upon the investment year
method or specific identification of certain portfolios within specific
segments.

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