<ARTICLE>                     9
<LEGEND>

Article 9 Financial Data Schedule for Form 10-Q for the period ended March 31,
1996

</LEGEND>
<MULTIPLIER>                                  1000
       
                                           
<PERIOD-TYPE>                                 3-MOS
<FISCAL-YEAR-END>                             DEC-31-1996
<PERIOD-END>                                  MAR-31-1996
<CASH>                                            415,689
<INT-BEARING-DEPOSITS>                             58,309
<FED-FUNDS-SOLD>                                   10,087
<TRADING-ASSETS>                                   40,550
<INVESTMENTS-HELD-FOR-SALE>                     1,865,181
<INVESTMENTS-CARRYING>                            242,337
<INVESTMENTS-MARKET>                              243,381
<LOANS>                                        10,245,064
<ALLOWANCE>                                       266,915
<TOTAL-ASSETS>                                 12,670,983
<DEPOSITS>                                      9,718,684
<SHORT-TERM>                                    1,740,520
<LIABILITIES-OTHER>                               174,184
<LONG-TERM>                                       190,444
<PREFERRED-MANDATORY>                                   0
<PREFERRED>                                             0
<COMMON>                                           40,487
<OTHER-SE>                                        806,664
<TOTAL-LIABILITIES-AND-EQUITY>                 12,670,983
<INTEREST-LOAN>                                   213,206
<INTEREST-INVEST>                                  27,864
<INTEREST-OTHER>                                    2,434
<INTEREST-TOTAL>                                  243,777
<INTEREST-DEPOSIT>                                 90,879
<INTEREST-EXPENSE>                                114,185
<INTEREST-INCOME-NET>                             129,592
<LOAN-LOSSES>                                       9,675
<SECURITIES-GAINS>                                    318
<EXPENSE-OTHER>                                    96,317
<INCOME-PRETAX>                                    59,851
<INCOME-PRE-EXTRAORDINARY>                         36,153
<EXTRAORDINARY>                                         0
<CHANGES>                                               0
<NET-INCOME>                                       36,153
<EPS-PRIMARY>                                        5.20
<EPS-DILUTED>                                        4.96
<YIELD-ACTUAL>                                       4.49
<LOANS-NON>                                        67,098
<LOANS-PAST>                                       15,513
<LOANS-TROUBLED>                                        0
<LOANS-PROBLEM>                                         0
<ALLOWANCE-OPEN>                                  262,344
<CHARGE-OFFS>                                       8,162
<RECOVERIES>                                        3,058
<ALLOWANCE-CLOSE>                                 266,915
<ALLOWANCE-DOMESTIC>                              137,828
<ALLOWANCE-FOREIGN>                                     0
<ALLOWANCE-UNALLOCATED>                           129,087