WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

  
   
<LEGEND>
                          THIS SHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION
                          EXTRACTED FROM FINANCIAL STATEMENTS FOR THE PERIOD
                          ENDED JUNE 30, 1996 AND IS QUALIFIED IN ITS ENTIRETY
                          BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<ARTICLE>                     9
<MULTIPLIER>              1,000
       
                                   
<PERIOD-TYPE>                        6-MOS
<FISCAL-YEAR-END>                    DEC-31-1996
<PERIOD-END>                         JUN-30-1996
<CASH>                                               135,497
<INT-BEARING-DEPOSITS>                                27,402
<FED-FUNDS-SOLD>                                           0
<TRADING-ASSETS>                                       1,708
<INVESTMENTS-HELD-FOR-SALE>                          857,101
<INVESTMENTS-CARRYING>                             1,706,181
<INVESTMENTS-MARKET>                               1,711,183
<LOANS>                                            2,370,515
<ALLOWANCE>                                          (37,553)
<TOTAL-ASSETS>                                     5,290,030
<DEPOSITS>                                         3,612,417
<SHORT-TERM>                                         804,211
<LIABILITIES-OTHER>                                  114,890
<LONG-TERM>                                          387,300
<PREFERRED-MANDATORY>                                      0
<PREFERRED>                                            2,516
<COMMON>                                              14,116
<OTHER-SE>                                           354,580
<TOTAL-LIABILITIES-AND-EQUITY>                     5,290,030
<INTEREST-LOAN>                                      97,609
<INTEREST-INVEST>                                     86,613
<INTEREST-OTHER>                                       1,636
<INTEREST-TOTAL>                                     185,858
<INTEREST-DEPOSIT>                                    75,857
<INTEREST-EXPENSE>                                   110,654
<INTEREST-INCOME-NET>                                 75,204
<LOAN-LOSSES>                                          3,900
<SECURITIES-GAINS>                                     2,637
<EXPENSE-OTHER>                                       52,403
<INCOME-PRETAX>                                       36,407
<INCOME-PRE-EXTRAORDINARY>                            23,227
<EXTRAORDINARY>                                            0
<CHANGES>                                                  0
<NET-INCOME>                                          23,227
<EPS-PRIMARY>                                           1.56
<EPS-DILUTED>                                           1.50
<YIELD-ACTUAL>                                          7.36
<LOANS-NON>                                           21,602
<LOANS-PAST>                                           2,315
<LOANS-TROUBLED>                                       2,863
<LOANS-PROBLEM>                                       21,327
<ALLOWANCE-OPEN>                                      34,583
<CHARGE-OFFS>                                          2,192
<RECOVERIES>                                           1,262
<ALLOWANCE-CLOSE>                                     37,553
<ALLOWANCE-DOMESTIC>                                  37,553
<ALLOWANCE-FOREIGN>                                        0
<ALLOWANCE-UNALLOCATED>                                    0