<ARTICLE> 5
<CURRENCY> U.S. DOLLARS

                             
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               DEC-31-1999
<EXCHANGE-RATE>                                      1
<CASH>                                      13,422,016
<SECURITIES>                                         0
<RECEIVABLES>                                1,643,187
<ALLOWANCES>                                         0
<INVENTORY>                                171,012,405
<CURRENT-ASSETS>                           203,078,503
<PP&E>                                       7,543,417
<DEPRECIATION>                               3,503,283
<TOTAL-ASSETS>                             226,558,896
<CURRENT-LIABILITIES>                       50,211,761
<BONDS>                                     85,936,601
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        54,749
<OTHER-SE>                                  90,355,785
<TOTAL-LIABILITY-AND-EQUITY>               226,558,896
<SALES>                                    334,007,420
<TOTAL-REVENUES>                           334,007,420
<CGS>                                      277,286,735
<TOTAL-COSTS>                               19,243,248
<OTHER-EXPENSES>                            13,035,058
<LOSS-PROVISION>                                     0
<INTEREST-EXPENSE>                               6,383
<INCOME-PRETAX>                             32,214,757
<INCOME-TAX>                                13,269,404
<INCOME-CONTINUING>                         18,945,353
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                18,945,353
<EPS-BASIC>                                       3.49
<EPS-DILUTED>                                     3.14