Exhibit 23.1c

CONSENT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS

Kent Commerce Bank
Grand Rapids, Michigan

We hereby consent to the use in the Prospectus constituting a part of Amendment
No. 2 to the Registration Statement on Form S-4 of Capitol Bancorp Ltd. of our
report dated January 31, 2000 relating to the financial statements of Kent
Commerce Bank which is contained in that Prospectus. We also consent to the
reference to us under the caption "Experts" in the Prospectus.

/s/ BDO SEIDMAN, LLP

Grand Rapids, Michigan
December 14, 2000