EXHIBIT 99


                                    MESA BANK

                    PROXY FOR SPECIAL MEETING OF SHAREHOLDERS

                         To Be Held On October __, 2001

               THIS PROXY IS SOLICITED BY THE BOARD OF DIRECTORS.

     The undersigned  shareholder of MESA BANK hereby appoints Neil R. Barna and
David D. Fortune,  or either of them, to represent the undersigned at the annual
meeting of the  shareholders of MESA BANK to be held on OCTOBER __, 2001, at ___
a.m. (local time), at Mesa Bank, 63 East Main,  Suite 100, Mesa,  Arizona 85201,
and at any  adjournments  or  postponements  thereof,  and to vote the number of
shares the  undersigned  would be entitled to vote if personally  present at the
meeting on the matters listed below.

     When properly executed,  this proxy will be voted in the manner directed by
the undersigned  shareholder and in the discretion of the proxy holder as to any
other matter that may come before the special meeting of shareholders and at any
adjournment or postponement  thereof.  If no direction is given, this proxy will
be voted "FOR" the proposal to approve and adopt the Plan of Share  Exchange and
in the  discretion  of the proxy holder as to any other matter that may properly
come before the meeting or any adjournments or postponements thereof.

     WHETHER OR NOT YOU EXPECT TO ATTEND THE MEETING, YOU ARE URGED TO COMPLETE,
DATE, AND PROMPTLY  RETURN THIS PROXY IN THE ENCLOSED  POSTAGE-PAID  ENVELOPE SO
THAT YOUR SHARES MAY BE REPRESENTED AT THE MEETING.

     THE BOARD OF DIRECTORS  RECOMMENDS A VOTE "FOR" THE APPROVAL OF THE PLAN OF
SHARE EXCHANGE.

     1.  Proposal to approve and adopt the Plan of Share  Exchange,  dated as of
September  1, 2001,  between  and among SUN  COMMUNITY  BANCORP  LIMITED and the
shareholders  of MESA BANK to exchange  the shares of common  stock of MESA BANK
not now held by SUN COMMUNITY  BANCORP LIMITED for shares of common stock of SUN
COMMUNITY  BANCORP LIMITED according to the terms of the Plan of Share Exchange.
After the share  exchange,  MESA BANK will be a wholly owned  subsidiary  of SUN
COMMUNITY BANCORP LIMITED.

         [ ] FOR                [ ] AGAINST                [ ] ABSTAIN

     2. In their discretion,  the Proxies are authorized to vote upon such other
business as may properly come before the Meeting.

THIS PROXY WILL BE VOTED AS DIRECTED, OR IF NO DIRECTION IS INDICATED,  IT SHALL
BE VOTED FOR PROPOSAL 1.

Dated:   __________, 2001

                                        ----------------------------------------
                                        Number of Shares of Common Stock

                                        ----------------------------------------
                                        Signature (and title if applicable)

                                        ----------------------------------------
                                        Signature (if held jointly)

                                        Please  sign  your  name  exactly  as it
                                        appears on your stock certificate.  When
                                        shares are held by joint  tenants,  both
                                        should  sign.  When signing as attorney,
                                        executor,   administrator,   trustee  or
                                        guardian,  please  give  full  title  as
                                        such. If a  corporation,  please sign in
                                        full  corporate name by the President or
                                        other   authorized    officer.    If   a
                                        partnership,  please sign in partnership
                                        name by authorized person.