EXHIBIT 23.1b


              CONSENT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS

Black Mountain Community Bank
Las Vegas, Nevada

We hereby  consent to the use in the proxy  statement/prospectus  constituting a
part of  Amendment  No. 1 to the  Registration  Statement on Form S-4 of Capitol
Bancorp  Limited of our report dated  January 31, 2003 relating to the financial
statements  of Black  Mountain  Community  Bank which is  contained in the proxy
statement/prospectus.  We also consent to the  reference to us under the caption
"Experts" in the proxy statement/prospectus.


/s/ BDO SEIDMAN, LLP


Los Angeles, California
June 25, 2003