<ARTICLE> 5 <LEGEND> THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE REGISTRANTS THIRD QUARTER 1997 CONSOLIDATED BALANCE SHEET AND CONSOLIDATED STATEMENT OF OPERATIONS FOR THE NINE MONTHS ENDED SEPTEMBER 30, 1997 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS </LEGEND> <RESTATED> <MULTIPLIER> 1 <CURRENCY> U.S. Dollar <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-1997 <PERIOD-START> JAN-01-1997 <PERIOD-END> SEP-30-1997 <EXCHANGE-RATE> 1 <CASH> 2,218,261 <SECURITIES> 0 <RECEIVABLES> 18,955,939 <ALLOWANCES> 3,022,521 <INVENTORY> 0 <CURRENT-ASSETS> 0 <PP&E> 6,441,022 <DEPRECIATION> 1,258,918 <TOTAL-ASSETS> 43,860,232 <CURRENT-LIABILITIES> 0 <BONDS> 22,360,783 <PREFERRED-MANDATORY> 0 <PREFERRED> 1,384,891 <COMMON> 10,275,111 <OTHER-SE> 4,901,908 <TOTAL-LIABILITY-AND-EQUITY> 43,860,232 <SALES> 17,750,423 <TOTAL-REVENUES> 26,724,252 <CGS> 2,369,296 <TOTAL-COSTS> 23,419,710 <OTHER-EXPENSES> 0 <LOSS-PROVISION> 526,352 <INTEREST-EXPENSE> 1,500,472 <INCOME-PRETAX> 1,820,655 <INCOME-TAX> 656,302 <INCOME-CONTINUING> 986,046 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 986,046 <EPS-PRIMARY> .35 <EPS-DILUTED> .35