<ARTICLE> 5
<CURRENCY> U.S. DOLLARS

                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               JUN-30-1999
<EXCHANGE-RATE>                                      1
<CASH>                                       7,084,225
<SECURITIES>                                         0
<RECEIVABLES>                                1,774,219
<ALLOWANCES>                                         0
<INVENTORY>                                147,191,665
<CURRENT-ASSETS>                           172,994,107
<PP&E>                                       6,399,391
<DEPRECIATION>                               2,595,470
<TOTAL-ASSETS>                             194,651,451
<CURRENT-LIABILITIES>                       42,031,280
<BONDS>                                     72,666,108
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        54,709
<OTHER-SE>                                  79,746,644
<TOTAL-LIABILITY-AND-EQUITY>               194,651,451
<SALES>                                    127,953,068
<TOTAL-REVENUES>                           127,953,068
<CGS>                                      102,132,361
<TOTAL-COSTS>                                7,907,859
<OTHER-EXPENSES>                             5,790,623
<LOSS-PROVISION>                                     0
<INTEREST-EXPENSE>                               2,679
<INCOME-PRETAX>                             12,119,546
<INCOME-TAX>                                 5,253,701
<INCOME-CONTINUING>                          6,865,845
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                 6,865,645
<EPS-BASIC>                                       1.26
<EPS-DILUTED>                                     1.14