EXHIBIT 23.1

                          INDEPENDENT AUDITORS' CONSENT

We consent to the incorporation by reference in the Registration Statements on
Forms S-8 (No. 333-44090 and No. 333-44320) of Hanmi Financial Corporation of
our report dated January 20, 2003, related to the statement of financial
condition of Hanmi Financial Corporation and subsidiary as of December 31, 2002
and 2001, and the related consolidated statements of operations, changes in
shareholders' equity and comprehensive income, and cash flows for the years then
ended which report appears in the Annual Report on Form 10-K of Hanmi Financial
Corporation for the year ended December 31, 2002.

/s/KPMG LLP
Los Angeles, California

March 28, 2003