1

                                                                   Exhibit 23.1


INDEPENDENT AUDITORS' CONSENT


We consent to the incorporation by reference in Registration Statement 
No. 33-30974 of BKLA Bancorp (the "Company") on Form s-8 of our report dated 
March 25, 1994 (april 11, 1994 as to Note B), which report includes an 
explanatory paragraph relating to the uncertainty about the company's ability 
to continue as a going concern, appearing in the Annual Report on Form 10-K of
BKLA Bancorp for the year ended December 31, 1993.


Deloitte & Touche LLP
Los Angeles, California 
April 10, 1995