<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FORM THE DECEMBER
31, 1995, CONSOLIDATED BALANCE SHEET, AND THE DECEMBER 31, 1995, CONSOLIDATED
STATEMENT OF EARNINGS AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<RESTATED> 
       
                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-END>                               DEC-31-1995
<CASH>                                         104,886
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                 7,000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    260,374
<INVESTMENTS-CARRYING>                          24,272
<INVESTMENTS-MARKET>                            25,031
<LOANS>                                        506,074
<ALLOWANCE>                                      9,626
<TOTAL-ASSETS>                                 936,940
<DEPOSITS>                                     803,574
<SHORT-TERM>                                    40,000
<LIABILITIES-OTHER>                             14,631
<LONG-TERM>                                        475
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        43,436
<OTHER-SE>                                      34,824
<TOTAL-LIABILITIES-AND-EQUITY>                 936,940
<INTEREST-LOAN>                                 50,158
<INTEREST-INVEST>                               14,286
<INTEREST-OTHER>                                   252
<INTEREST-TOTAL>                                64,696
<INTEREST-DEPOSIT>                              14,539
<INTEREST-EXPENSE>                              16,555
<INTEREST-INCOME-NET>                           48,141
<LOAN-LOSSES>                                    2,575
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                 35,053
<INCOME-PRETAX>                                 19,603
<INCOME-PRE-EXTRAORDINARY>                      19,603
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    11,457
<EPS-PRIMARY>                                     0.78
<EPS-DILUTED>                                     0.75
<YIELD-ACTUAL>                                    6.78
<LOANS-NON>                                     13,289
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                13,558
<LOANS-PROBLEM>                                  1,164
<ALLOWANCE-OPEN>                                 9,471
<CHARGE-OFFS>                                    2,619
<RECOVERIES>                                       199
<ALLOWANCE-CLOSE>                                9,626
<ALLOWANCE-DOMESTIC>                             5,731
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          3,895