<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE MARCH 31,
1997, CONSOLIDATED BALANCE SHEET, AND THE MARCH 31, 1997, CONSOLIDATED STATEMENT
OF EARNINGS AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS
</LEGEND>
<RESTATED> 
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-END>                               MAR-31-1997
<CASH>                                          94,364
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    344,524
<INVESTMENTS-CARRYING>                          55,019
<INVESTMENTS-MARKET>                            54,941
<LOANS>                                        575,113
<ALLOWANCE>                                     10,327
<TOTAL-ASSETS>                               1,123,940
<DEPOSITS>                                     953,035
<SHORT-TERM>                                    56,000
<LIABILITIES-OTHER>                             24,792
<LONG-TERM>                                        447
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        62,225
<OTHER-SE>                                      27,441
<TOTAL-LIABILITIES-AND-EQUITY>               1,123,940
<INTEREST-LOAN>                                 14,000
<INTEREST-INVEST>                                5,585
<INTEREST-OTHER>                                    72
<INTEREST-TOTAL>                                19,657
<INTEREST-DEPOSIT>                               4,867
<INTEREST-EXPENSE>                               5,580
<INTEREST-INCOME-NET>                           14,077
<LOAN-LOSSES>                                      780
<SECURITIES-GAINS>                                 (4)
<EXPENSE-OTHER>                                 10,969
<INCOME-PRETAX>                                  5,607
<INCOME-PRE-EXTRAORDINARY>                       3,350
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     3,350
<EPS-PRIMARY>                                     0.22
<EPS-DILUTED>                                     0.21
<YIELD-ACTUAL>                                    5.96
<LOANS-NON>                                     13,355
<LOANS-PAST>                                        52
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                12,239
<CHARGE-OFFS>                                    2,696
<RECOVERIES>                                         4
<ALLOWANCE-CLOSE>                               10,327
<ALLOWANCE-DOMESTIC>                             7,301
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          3,026